Feb 212016

The Disability Tax Credit (DTC) is one of the most overlooked but also most beneficial tax credit available in Canada. The disability tax credit can provide significant financial assistance when used correctly. Many Canadians incorrectly assume that you must be “disabled” in order to qualify for the disability tax credit, when in fact any medical condition may qualify.  Eligibility criteria depends on how the symptoms impact a persons ability to perform the basic activities of daily living.

The disability tax credit is unique from any other program in Canada for a number of reasons.  For one, the approval process and eligibility criteria are completely different than any other tax credit or disability benefit program in Canada.

The Disability Tax Credit is also unique because it is used by the Canadians government to determine eligibility for a number of programs, such as the Registered Disability Savings Plan (RDSP), government bonds and grants and other benefits and tax supplements.  That’s one of the many reasons why it’s important to make sure your Disability Tax Credit application gets completed properly because getting approved for the disability tax credit not only ensures eligibility for the DTC but also many other programs.

Getting approved for the disability can result in a disability refund of $1,600 to $30,000 and more in some cases. The amount received is dependent on a number of factors including when eligibility for the disability tax credit first began (you can go back ten calendar years due to the Fairness Provisions in the Income Tax Act of Canada) and what other benefits and supplements you or your caregiver may be entitled to.

In order to qualify for the Disability Tax Credit (DTC) you must be markedly restricted in one of the basic activities of daily living, which includes walking, getting dressed, among many others.  The restriction must be present all or substantially all of the time (substantially meaning at least 90% of the time).  The restriction must also have lasted, or be expected to last a twelve month period of time. Sounds simple enough, right?  Unfortunately it’s not.  Getting approved for the Disability Tax Credit can be difficult and it`s often just to beginning in order to ensure you receive the maximum benefits you’re entitled to.

Disability Tax Service can review your information and determine if you qualify for the disability tax credit (DTC) and other related benefits.  We’ll fully explore all of your options to ensure you receive the maximum amount you’re entitled to.  Find out of if you qualify for the disability tax credit now. 

  14 Responses to “What is the Disability Tax Credit (DTC)?”

  1. Constant pain and is getting worse over this year. Dejenerative disk disease.
    Other help issues.

  2. hi, i was on odsp with a disability for years when i married my wife, she makes more than odsp allows so i was cut off and payed back my overpayment, they closed my file but can i still get my unused tax credits for those years?

    • Hi JP,

      Thank you for your question. Have you already been approved for the disability tax credit? If not, we can determine if you meet the eligibility criteria for the disability tax credit, free of charge. Find out if you qualify.

      One possibility is you may be able to transfer your disability tax credits to your spouse, although this would require review before I can recommend that. If you wish to explore this issue further, you can contact me directly at, peter@www.disabilitytaxservice.ca.

  3. i wish to know of i am apporved to get this and how much would i get back.

  4. I have been disable for over 4 years now and I want to apply for disability tax credit. Please let me know how to go about it. Thank you for your help.

  5. my is blind an I receive the disditlity tax cedit and how do I applly

  6. My son has had Type 1 Diabetes for the past ten years. He is now 19 years old. He is planning on applying for the disability tax credit this year, as he made $20,000 income for 2013.

    Do you have any estimate on how much of a tax credit he might receive ?


    John H.

    • Hi John,

      A couple of things you should consider.

      Your son may qualify for the disability tax credit in previous years, assuming the symptoms of his condition met the eligibility criteria in previous years. You’ll certainly want to explore this issue, even if your son did not pay enough income tax in those years, as you may be able to claim his credits on his behalf.

      The disability tax credit amount fluctuates from province to province. Before I can provide you with an estimate as to the amount he would receive for 2013, I would need to know some further details. We can explore these issues further if you would like. You can contact me directly at peter@www.disabilitytaxservice.ca.

  7. My Freind Michael Winder has been approved for Disability Tax Credit for mental issues. However has recently lost right leg below the knee on top of mental capabilities .
    His disability credit has had no benefit at all for him to date??

    I am micheals POE and personal directive.
    But woud like further information please.
    Thanx Marla Madden

    • Hi Marla,

      To answer your question, there could be a variety of reasons why your friends disability tax credit has been of no benefit to him. He may not pay enough federal income tax in order to claim the disability tax credit, in which case he may want to transfer his credits to a relative. That’s the most common reason. I’ve sent you an email so we can explore and discuss the issue in further detail.

 Leave a Reply

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>